About Lex
Lex is a self-custodial money and investing app that helps people across Latin America hold dollars and other currencies, invest in leading companies for the long run, and move money across borders.
Keep money you’ll need soon in USDC, a dollar stablecoin, or in stablecoins that track the euro, Mexican peso, Brazilian real, Canadian dollar, and British pound. Each conversion shows the exchange rate with fees included before you approve, so you can hold money in the currencies your expenses are in.
See how stablecoins workAdd money by bank transfer in US dollars (ACH or wire), euros (SEPA), or British pounds (Faster Payments); it arrives in your wallet as USDC. When you need it, withdraw to a US, euro, or UK bank account. Bridge provides these transfers after identity verification. Lex also offers SPEI in Mexico, Pix in Brazil, and bank transfers in Argentina. Check the app for the operations available to your account, the provider, the asset received, fees, limits, and timing. Local-currency tokens such as wMXN, wBRL, and wARS track their respective currencies; they are not USDC or dollar balances.
Build a portfolio of stocks such as Apple, Microsoft, and NVIDIA, starting from $5 per purchase. Stocks on Lex are not held in a brokerage account, and they are not available to US persons. Your portfolio shows how your holdings have performed over the past year or since you started.
See how stocks work on LexEverything you hold sits in a self-custodial blockchain wallet, secured by a passkey on your phone. Lex cannot move your assets without your approval, and you can send them to another wallet or export your private key.
See how self-custody worksOnly your passkey can approve a transaction from your Lex wallet; Lex has no signing access. On exchange accounts such as Bitso or Binance, the exchange holds customers’ assets and processes withdrawals on their behalf.
Lex has no copy trading, leaderboards, options, futures, or leverage. eToro builds its app around CopyTrader, which copies other investors’ trades automatically, and Robinhood offers options and futures; Lex is designed for steady saving and investing instead.
Lex charges no fee to buy, sell, or convert, and each quote shows the exchange rate with fees included and the minimum you will receive. Bank transfers through Bridge in and out carry a 0.25% Lex fee plus any provider and conversion costs, and network fees are currently covered by Lex. Purchases start at $5.
See what Lex costsLex is available across the Americas in English, Spanish, and Portuguese, with stablecoins for the Mexican peso and the Brazilian real. Robinhood’s apps serve customers in the United States, the United Kingdom, and Europe.
Lex keeps the money you’ll need soon, in six currencies, next to the investments you plan to hold for years, and shows them in separate sections. You can move between them without leaving your wallet, instead of splitting savings and investments across a bank, an exchange, and a brokerage.
Compare Lex with a bank, an exchange, and a brokerageLex started from a simple observation: people across Latin America earn, save, and support family across countries, but their financial tools rarely fit a life in more than one currency. We are building one place to hold that money, invest it for the long run, and understand what it costs.
Founder
Tom founded Lex to make global money and investing more accessible. Before Lex, he was an early team member at Rain, where he helped build stablecoin payment infrastructure.
See Tom’s profile on LinkedInLex is a small team focused on making assets easier to understand and transactions easier to review.
Join the teamQuestions go to support@getlex.com, and a real person on the Lex team usually replies within one business day. Lex will never ask for your passkey, private key, or one-time codes.
Lex is a global account for people across Latin America. You can hold dollars and other currencies, invest in stocks of leading companies for the long run, and move money by bank transfer or to another account. Only you control your account: you authorize your own transactions.
No. Lex is a financial technology company, not a bank, broker, or investment adviser. Your assets are not bank deposits and are not covered by deposit insurance such as the FDIC, IPAB, or FGC.
No. Only you control your account: every transaction needs your approval with your passkey. If you lose your passkey and every recovery method, Lex cannot recover your funds.
Lex is free to download and charges no fee to buy, sell, or convert; quotes include liquidity-pool fees and price impact. Bank transfers through Bridge in and out carry a 0.25% Lex fee plus any provider and conversion costs.
Lex is available across the Americas. Bank transfers require identity verification, and stocks are available only to adults who are not US persons and are outside the United States.
Email support@getlex.com from the address on your account, and a real person usually replies within one business day. Never share your passkey, private key, or one-time codes.