Lex Blog

Payments: bank transfers at home and across borders

How Pix, SPEI, ACH, SEPA, wires, and remittances work, what they cost, and when each one fits.

Guides in this topic

Compare Lex, Western Union, and MoneyGram by total cost, usable money received, timing, and cash-pickup needs.

Understand correspondent banks, conversion costs, and how local transfers plus stablecoins can offer another route.

Understand Pix keys, QR codes, timing, and how a local payment fits into a supported Lex transfer.

A practical guide to CLABE numbers, SPEI references, payment receipts, and Mexican peso transfers with Lex.

CBU, CVU, aliases, and the difference between receiving pesos in an account and holding a peso stablecoin.

Why an ACH transfer can stay pending, how business days affect it, and what to check when funding Lex.

Understand domestic US wires, account details, cutoffs, and the tradeoff between speed and total cost.

What FedNow means for everyday payments, which questions to ask your bank, and why it does not imply instant Lex funding.

Understand IBANs, ordinary and instant euro transfers, and how to check the SEPA route available in Lex.

Sort codes, account numbers, bank limits, and the role of a UK pound transfer in a supported Lex journey.

What a payment QR contains and how to request, scan, review, and send supported assets with Lex.